Compare health plans and find your lowest rates

Most U.S. citizens and legal residents are eligible for health insurance through the Marketplace. Eligibility depends on income, household size, and other factors.

There are several types including HMOs, PPOs, EPOs, and POS plans. Additionally, there are metal tier plans (Bronze, Silver, Gold, Platinum) and specialized plans like Short Term and Medicare.

Costs vary based on plan type, coverage level, location, and household income. You may qualify for subsidies to help lower your monthly premiums.

This depends on your plan type. PPOs offer more flexibility to see out-of-network providers, while HMO plans typically require you to stay within their network.

A deductible is the amount you pay before insurance kicks in. A copay is a fixed amount you pay for covered services after reaching your deductible.

The Open Enrollment Period is typically November 1 - January 15. You may qualify for Special Enrollment if you have a qualifying life event.

You may face a tax penalty (though the federal penalty was reduced to $0 in 2019). Additionally, you'll be responsible for 100% of medical costs if unexpected illness or injury occurs.

If you enroll during Open Enrollment, coverage typically starts January 1. For Special Enrollment, coverage can start as early as the first of the following month.

Absolutely! Our licensed agents are available to help you understand your options and find a plan that fits your budget and healthcare needs.

You can generally only change plans during Open Enrollment or if you qualify for a Special Enrollment Period due to qualifying life events.